Baby Steps Part 2

(continuation)
2 Chronicles 7:14 says "if my people, who are called by my name, will humble themselves and pray and seek my face and turn from their wicked ways, then will I hear from heaven and will forgive their sin and will heal their land. 15 Now my eyes will be open and my ears attentive to the prayers offered in this place."

So after you gain knowledge of your fiancial situation then the next step would be to humble ourselves and ask for forgiveness for allowing ourselves to get in excessive debt, even if we didnt mean to. We must repent (To change the mind, or the course of conduct, on account of regret or dissatisfaction.) Debt is not of God. It was never in God's design for His people to have to take out a 30 year loan for a house and have to pay back the loan plus interest. Yes, we may own the house but we paid double the amount of the originally selling price. In today's economy the value of homes are dropping and who knows how long it will take for property values to climb like they once were. But I digress...
Romans 13:8 in the amplified says:
8Keep out of debt and owe no man anything, except to love one another; for he who loves his neighbor [who practices loving others] has fulfilled [obeyed] the Law [relating to one's fellowmen, meeting all its requirements].

Contrary to popular beliefs, it is actually a sin to be in debt. Unfortunately, we live in a society that promotes the idea of instant gratification. Instead of educating individuals on how to manage their money and save for an item, our culture says "look, I'll lend you the money to get it now so that you can remain current with the trends." However there is a catch...you will have to pay the lender back the amount you borrow plus an undisclosed amount of interest that will increase if you miss a payment. I call it a debt trap. So what do we do now? We get aggressive. Anytime you're being defeated by something you have to get aggressive otherwise you will continue to be defeated. I know of individuals and couples who got aggressive with their debt and have reached the point to where they are saving more than they are having to pay out to their debtors. In addition to getting more aggressive towards getting out of debt we have to confess and repent for falling into the debt trap and staying there. Once we do this then I believe we will receive grace to get out of debt. You know, debt not not only affects your spiritual life but your physical as well. It affects you spiritually first which then translates in positive or negative physical behavior. This is why God talks about finances and money more than anything in the Bible!

Ok, so do you remember the list that I told you to write in Baby Steps? Well get that out and we're going to do something that is very untraditional. Lay hands on the detailed paper layout of your finances and say this:
"God, thank you for all that you have done for me and for what has been given. God, you said that if I ask anything in the name of your son that you will answer according to your will. I ask that you will give me the grace to manage my finances better and become a better steward of what has been given. It is not your will for me to be in debt. Please give me wisdom, mercy and grace in reference to my finances. Thank you for hearing and answering my prayers according to your Word. Amen"

1st Peter 1:14-17 in the amplified says:
"Live as children of obedience [to God]; do not conform yourselves to the evil desires [that governed you] in your former ignorance when you did not know the requirements of the Gospel. 15But as the One Who called you is holy, you yourselves also be holy in all your conduct and manner of living. 16For it is written, You shall be holy, for I am holy. 17And if you call upon Him as your Father Who judges each one impartially according to what he does, then you should conduct yourselves with true reverence throughout the time of your temporary residence on the earth, whether long or short."

Continue to ask God daily for help with eliminating your debt. Just know that God is faithful but the real question and test is for you to be faithful to Him. While you are doing this, you are internally building the character of God, which ultimately leads to true happiness and wealth. Wealth is of the heart and mind but when your heart and mind is consumed by debt and things other than the Word of God then it is impossible for you to obtain wealth. Continue to build your history with God and be faithful and watch how he moves. Stay tuned...

Phil 4:20
Other References:
Luke 11:28, Job 36:11, Acts 5:29, 1st John 3:22

Baby Steps

Welcome! Today's post is about taking baby steps out of debt and into financial freedom. Getting out of debt will not happen over night but hopefully this post will at least give you a head start in the right direction. Be encouraged and stay tuned...


Imagine a proud father as he watches his one of his children, who has never walked on their own before, make an attempt to take their first steps. Although there is a little hesitation because the ambitious child is in an awkward and uncomfortable position, he takes courage and begins to put one foot forward. "There you go!" the father says but immediately the little boy stops, wobbles a little, regains his balance and looks up at his dad with a huge grin and continues on to take another step.


In the same way, many of us are in an uncomfortable position in our finances commonly known as debt - An undisclosed amount of money owed to a person or organization for funds borrowed. However, just as any parent longs to see their child take its first steps, our heavenly Father is eager to see His children take their first steps out of debt and into financial freedom so that we may give freely and cheerfully towards what His heart desires prior to what our own.

So what is the first step to getting out of debt? Knowledge. Knowledge is the fact or condition of being aware of something so the 1st step to wealth is to get an overall condition of your finances.
Hosea 4:6 God says "my people perish because of lack of knowledge". It is important to know where your money is going precisely before you can obtain debt freedom and move into storing up for your childrens children (Prov 13:22). So listed are the intial steps on the road to debt freedom.

1. Write down your monthly debts/ people or companies you owe.



2. Then write down your monthly living expenses. This would be more of the services you use such as water, electricity, cell phone etc.



3. Now write down your monthly giving such as tithes, offerings and charities/people you finacially support.
   
   

Sum it all up and notice the imbalance of how much you voluntarily and involuntarily give. Notice also the amount of debt compared to the amount of your living expense. For most people, their debt far outweighs their living expense.

Our economic system has tricked many into believing that not all debt is bad debt and that getting out of debt is just an American Dream that one can achieve if they become a millionaire. After last years economic downfall the American dream has become a nightmare.

To be continued....

Psalms 34:1

Good morning! Thank you for taking the time to read today's post about Psalms 34:1. Many of you have probably read this before but just in case you haven't here it is:

"I will praise the Lord at all times; his praise is always on my lips"

So what does Psalms 34:1 have to do with finances, getting out of debt or any situation? Well, when your circumstances are screaming at you in the face there is an immediate tendancy to run and hide...at least for me it is. Fear sets in and all of my attention is focused on the situation instead of God, who is the solution to the problem. The word of God says to bless the Lord and fill your mouth with praise (paraphase).



So no matter what your circumstance is concerning your business, financial situation, or family, go somewhere and begin to read Psalms 34. Turn on some worship music and begin to fill your mouth with praise to your Father. Begin to thank Him for the work He is doing in you during this challenging time. If you need help call me and I'll help you because there is a lot to be thankful for especially during these perilous times. If you sincerely call out to God, He will hear you and answer you.





Be encouraged and stay tuned...

About K.I.N.G. LLC

Hello and welcome to the official blog of Kingdom Investments Networking Group, LLC. We are an Indianapolis based consulting firm company that seeks to share biblical principles pertaining to business, wealth, finances in addition to other insights that turns the focus away from the daily discouraging news of the state of the world and on King Jesus, the King of kings, ruler and creator of all things. Ecclesiastes 4:9 states "Two are better than one, because they have a good reward for their labor" so one of the main focuses of our blogs will be to encourage and inform people about the power of networking and uniting together for the purpose of investing back into Gods Kingdom through our time, energy and finances. It is our hope to inspire you and empower you to step out of the boat of familiarity in regards to the reason why you are alive and into a journey where you commune with the one who created you daily and live the life He created you for. Subscribe to our blog and Stay Tuned...


You are Blessed,